Get low interest rates, no annual fee, online approval in seconds, balance transfers and more when you fill out an application for a Capital One Platinum Visa. The Capital One Platinum credit cards offer you a 0% interest rate as an introductory offer. This goes to an ongoing fixed rate of 9.9% APR, which is still pretty low. You won't have to wait long for an answer either. In under 30 seconds you will find out if you've qualified for the Platinum Visa. If you are not approved, you will automatically be considered for the Visa Classic. Visit the Capital One website to learn more or to fill out a short application to apply for the Capital One Platinum credit cards.